Loan Products

Imperial Capital Bank has loan products suited to a wide variety of investor's needs. We finance a broad range of product types, including:

• Stabilized Multi-Family and Commercial
  Seasoned, fully occupied properties, which can be underwritten based on historical operating cash flow
• Properties in Transition
  Each property has a story; each transaction is moving the property toward an opportunity to achieve its maximum upside potential.
• Time Sensitive Transactions
  Time sensitive transactions include acquisition or refinancing transactions with short closing deadlines. Imperial Capital Bank has streamlined the closing process; our closings are complete within weeks, not months.
• Properties with Unique Characteristics
  Imperial Capital Bank understands that commercial real estate investments have unique characteristics and risk profiles. We have loan programs specifically suited for particular situations. Examples would include ground-leased assets, properties with significant near-term tenant rollover risk, or developments located in areas experiencing supply/demand imbalances.
• Special Purpose Properties
  ICB has a long history of financing special purpose properties. We have broad experience in the unique aspects of underwriting loans for assets such as assisted living facilities and hotels. Contact one of our experienced Loan Officers for further information.
• Single Tenant / Owner Occupied, Credit, and Non-Credit
  Imperial Capital Bank provides competitively priced loans for single-tenant properties, owner-occupied facilities, and buildings occupied by credit or non-credit tenants. Most uses are considered; however, not all uses may qualify under current underwriting guidelines. Contact us for more details.
• Construction of Single-Family Residential Subdivisions and Commercial Buildings
  Imperial Capital Bank provides competitively priced interest-only loans for the construction of Single-Family Subdivisions, and a wide variety of Commercial Properties including retail centers, industrial/warehouse buildings, office buildings, and self-storage facilities. From small to large developments, ICB can handle your construction loan request.

ICB has the ability to structure transactions to fit the needs of the borrower. Whether it is a purchase, refinance or construction/rehab, ICB provides financing structures that can get the job done. View some of our recent deals or explore our loan programs.