iChecking

Our interest-bearing, online-only checking account for balances of $1000 or more.

If you have any questions about this account call us at 1-866-413-5626 (9 a.m. to 4 p.m. Pacific Standard Time, Monday thru Friday).

Features

• Opening Minimum Deposit $500
• Minimum Balance of $1000 to Earn Interest
• Monthly Maintenance Fee Waived with Direct Deposit, $1,000 Minimum Daily Balance, or $2500 Average Balance
• Imperial Capital Bank Visa® Debit Card Available
• All Foreign ATM Usage and Surcharges Fees Waived
• Unlimited Check Writing
• Free First Order of Checks (Up to $20)
• Free Online Banking
• Free Bill Pay Service with Online Banking

• Free Online Check Images
• Download Account History to Quicken® or Microsoft Money®
• Transfer Between Accounts
• Free 24/7 Telephone Banking (VRU) Access
• Fee for In-Branch Transactions

• Apply Online
• Apply by Mail

Product and Services Disclosures

• Schedule of Fees and Charges Internet [ 852KB]
• Regulatory Disclosure [ 178KB]
• Deposit Account Agreement[ 166KB]
• Rate Schedule

Frequently Asked Questions

1. Does this account pay interest?
   Yes as long as you maintain a minimum daily balance of $1000, you will earn the effective APY.
   
   
2. Can I use the branch to make transactions?
   Yes you can, however, there is a fee for in-branch transactions.